The moments after a crash are hectic! Your adrenaline will be pumping as you try to figure out what happened. The most important thing to do is breathe!
Do your best to calm yourself down, and then dial 911
. Inform the operator you have been involved in a crash. Emergency crews will be dispatched to your location. Next, if you are able to do so safely, take photographs of the scene, the injuries, and the vehicles. If the 911 operator instructed you to move your vehicle out of the way of traffic, do so after you’ve taken photographs of the scene
Do your best NOT to talk to the other driver. It is normal, when others ask how you are, to respond with “I’m ok.” You do not want this being used against you later when insurance companies are trying to determine if your injuries are a result of the crash. If you feel the need to respond, “I’m not sure” is a far better response because it is the truth.
Once emergency crews arrive, let the responding officer know how the crash occurred. You will be provided with a crash report number which will be needed to access the long-form crash report when it is available. You should make sure to get to an emergency room as soon as possible.
Remember, your auto insurance provides you with $10,000.00 in Personal Injury Protection benefits that will help pay for your emergency medical treatment.
Once you have been to the ER, you should contact an attorney IMMEDIATLEY! You do not want to deal with insurance companies alone when it comes to seeking reimbursement for your injuries. Insurance companies will try to get rid of you for the lowest amount possible. They are NOT YOUR FRIENDS as much as their commercials want you to think. Hire an attorney so you have an ally in your fight.