Low-Ball Auto Insurance Offers When You Didn’t Cause the Crash

by | Oct 7, 2020

Each and every day we get low offers from insurance companies that we have to discuss with our clients. These offers are often well below what our client owes for medical bills, lost wages, property damage and out of pocket expenses and they are on cases where the other driver caused the crash! When we discuss these low-ball offers with a client, generally the response we receive is, “Why are they offering so little, the other driver caused the crash?” The answer to this common question is simple, INSURANCE COMPANIES ARE IN THE BUSINESS OF KEEPING YOUR MONEY FOR THEIR PROFITS! Insurance companies are not your friend, they do not exist to help you in your time of need, they do not have your best interests in mind and they want to keep their money as long as they possibly can. This is true even when you were not at fault for the crash.

In Florida, just because another driver causes a crash does not mean the other driver’s insurance company is responsible for your injuries. Florida law also requires proof the crash caused your injuries being claimed and proof those injuries caused damages to you such as medical expenses, wage losses, pain and suffering, etc. In support of their low-ball offers, insurance companies use things like, the vehicle property damage is minimal therefore your injuries must be minimal; you didn’t go to the Emergency Room until the next day; you haven’t continued treating for your injuries; you have prior injuries or (my personal favorite) YOU ARE OLD! Speaking of the emergency room, a little known fact is if you don’t go to the emergency room shortly after the accident, the insurance company will say you did not suffer an “emergency medical condition”. The insurance company will then reduce your Personal Injury Protection benefits from the $10,000 you paid a premium for to $2,500 total for paying your medical bills! That’s why we strongly recommend you go to the emergency room or emergency walk-in clinic shortly after the accident.

So what can you do to turn the low-ball offer being made on your case to an offer that compensates you for what you have gone through? This question also has a simple answer, CALL US RIGHT AWAY AND LISTEN TO WHAT WE TELL YOU TO DO! Here are examples of things you can do: if you can safely do so, take pictures of the cars at the scene of the crash and any skid marks or debris on the roadway; take photos of any bruising, cuts, scars you suffer from your injuries; keep a journal of how the crash happened, when your injuries began and prior injuries you have had; give doctors your complete medical history because this is where insurance companies typically use prior injuries or treatments against you; continue treating for your injuries as long as the doctors tell you to do so.

Remember, we are here to help you get the results you deserve for your injuries so call us anytime at our toll free number: 1-800-332-1992 or email us at info@Qlaw.com.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Get your Free Consultation Today

With Over $100 Million in Settlements, our law firm has the experience and personalized service to help you recover what you deserve.

Get YOUR FREE CONSULTATION

Our law firm is not too large to provide you with the personalized service that has helped our clients recover

Over $100 Million in Settlements!

For most people, the legal system can be a burden both frightening and confusing. We will take that burden from you and process your claim through the legal system.

Z

FREE Consultation

If an office visit is not possible, we will visit you at home or in the hospital at no cost to you.
Z

24 Hours A Day

Our legal staff is available 24 Hours A Day to serve you. Just call us at 1-800-332-1992 for assistance.
Z

Legal Rights

We will pursue your legal rights and, should you receive a settlement or judgment, see that you collect any and all of the following: lost wages, medical expenses, (bills for the ambulance, doctors, hospital or others), property damages and a cash award for pain and suffering.
Z

Experienced Staff

As our client, we are concerned you recover any and all benefits due you. Our experienced legal staff is committed to help you through this difficult time.

607 7th Street East
Bradenton, FL 34208

1-800-332-1992

Articles on this site are not binding legal advice and are being provided for educational purposes only. Laws change constantly, so articles on this site should not be relied on when making legal decisions. For the most current information, please contact our office.